News and Announcements

OFFICE CLOSING - TELLER CORE SYSTEM CONVERSION


 

Our office will be CLOSED

on Wednesday, May 1st and Thursday, May 2nd

for a Teller System Core Conversion.

We will be open April 30th normal hours (9AM-NOON)

We will reopen on May 3rd (7:30AM-5:30PM) 

 

Impact upon our members during this conversion will be as follows:

DEBIT CARDS - During the conversion, Offline dollar limits will be in effect. 
Point of Sale transaction usage will be limited to $100 per 24 hour period
starting on April 30th at 5:00PM thru May 2nd at Midnight. 
For example,
if a purchase is made for $100 on April 30th at 6:00PM, you will not be able to make
another purchase with your card until May 1st at 6:01PM (the beginning of a new 24 hour period).


ATM withdrawals will be limited to $55 (includes machine or network fees) per 24 hour period starting on April 30th at 5:00PM thru May 2nd at Midnight. For example, if an ATM withdrawal is made for $55 on April 30th at 6:00PM, you will not be able to make another ATM withdrawal with your card until MAY 1st at 6:01PM (the beginning of a new 24 hour period).

 

Virtual Branch Online Banking, TCSECU APP
& Remote Deposit
These services will not be functional starting April 30th
at 5:00PM till Friday, May 3rd.

 

Direct Deposits
Any direct deposit items received on or before 4/30 that is scheduled
for May 1st or 2nd
will be deposited and posted to the accounts
on April 30th.

 

Cross Account Transfers
Cross Account Transfers scheduled for May 1st or May 2nd
will be performed on May 3rd.

We apologize for any inconvenience this may cause. 
We appreciate your patience!

 

 

 

INACTIVE ACCOUNT FEES

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. To avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity. 

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3-year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 5.50%
Signature Loans - As Low As 9.99%
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.50%
B Shares 0.50%
Christmas Club Accounts 0.50%
Share Draft Accounts 0.15%