News and Announcements
HOLIDAY OFFICE CLOSINGS

In observance of Christmas and New Years, our office hours will be as follows:
CHRISTMAS
CHRISTMAS EVE: Open until NOON
CHRISTMAS DAY: CLOSED
NEW YEARS
NEW YEARS EVE: Open until NOON
NEW YEARS DAY: CLOSED
We wish you and yours a safe and happy holiday season!
HOLIDAY LOAN PROMOTION

Are you looking for extra cash to cover holiday expenses, bills,
vacation etc? Whatever the reason, we are offering a special unsecured
personal loan rate duringthe promtion period.
Borrow a minimum of $1,000* new unsecured money
November 1st, 2019-December 30, 2019 and get a rate
aslow as 6.99% APR*. That is a savings of 2% off
the normal unsecured loan APR!!!
Disclosure:
*APR=Annual Percentage Rate. Loan must be a minimum of $1,000 or greater in new money.
Loan refinances are not eligible for this promotion. Rates are subject to change without notice.
All current qualifying lending criteria must be met. Applicable loan interest rate is based on
current Experian credit score. Promotion period 11/1/19-12/30/19. Application must
be submitted to and received by TCSECU (in office) by 5pm (CST) on 12/30/19 to be
eligible for the loan promotion.
DINING TOUR BOOKS ARE HERE!!!

2019-2020 DINING TOUR BOOKS ARE AVAILABLE NOW!!!
In today's world, most people are looking for ways to save money.
The Dining Tour books are a great way to stretch your dollars.
Each book has over 300 buy one - get one FREE coupons for over
120 Peoria area restaurants. Savings on meals by the 3rd use of
a coupon usually pays for the cost of the book.
These make great birthday, graduation or wedding/anniversary gifts!!!
Click here for a list of the 2019-2020 restaurants.
Cost per book is $30. Limited supply.
Get your book before they are gone!!
NOTICE - Reduced "float" time on deposits

We have updated our check deposit process. This update will decrease the clearing time on checks that are deposited at our office. The process reduces the "float" time on the clearing of checks.
Please be aware that a check deposited in our office will be sent to the Federal Reserve the same day to be cleared from the institution it was drawn on.
If you have any questions, please contact our office.
ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED
NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY
The State of Illinois has enacted a new law governing unclaimed property held in the State. The Revised Uniform Unclaimed Property Act went into effect on January 1, 2018. Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.
As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.
INACTIVE ACCOUNT FEES
Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. In order to avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity.