News and Announcements

IMPORTANT INFORMATION

PLEASE SCROLL DOWN THRU OUR HOME PAGE FOR 
IMPORTANT INFORMATION.

PLEASE NOTE OFFICE HOURS AND OFFICE CLOSURES WILL BE LISTED ON THE LEFT
SIDE OF THE
HOME PAGE UNDER THE UPCOMING OFFICE CLOSURES SECTION.

 

 

DECEMBER LOAN SKIP A PAYMENT

 

DECEMBER LOAN SKIP A PAYMENT

NEED EXTRA CASH?

 

Wouldn’t it be nice to put off your loan payment for a month? 

You could use the extra cash for gifts, bills, vacation etc. 
Whatever the reason the Loan Payment Skip Program is here for
the month of December and it’s only $25 per loan! 

Any payment that would post to your loan during
December
 would be skipped*. 

Need a Skip A Pmt Form? Click here.

 

Drop off the signed form(s) and pay fee(s) at
our office BEFORE your payment is due.

 *Disclosure:  Eligibility requirements must be met to qualify
for the Skip A Payment program.
All signers on the loan must
sign the Skip A Pmt form before the Skip A Pmt will be processed.

 


Contact our office at 347-6013 if you have any questions.

 

 

HOLIDAY PERSONAL LOAN SPECIAL

 

 HOLIDAY PERSONAL LOAN

Are you looking for extra cash to cover holiday expenses, bills, vacation etc.? 
We are offering a special unsecured personal loan rate during the promotional period.

Borrow a minimum of $1,000 new unsecured money for any reason
November 24, 2023 - January 15, 2024 for up to 24 months for a rate
as low as 7.99% APR*
.  That is a savings of 2% off the normal APR!!!

 

APPLY TODAY!!


*APR=Annual Percentage Rate.  Loan must be a minimum of $1,000 or greater in new money. Loan refinances are not eligible for this promotion.  Rates are subject to change without notice.  All current qualifying lending criteria must be met.  Applicable loan interest base rate is based on current Experian credit score when we pull the report.  Promotion period 11/24/23-01/15/24.   Application must be sumitted toand received by TCSECU (in office) by 01/15/24 to be eligible for loan promotion.

 

 

 

HOLIDAY CLOSING

 

 

In observance of Christmas and New Years,
our office will be

CLOSED


Monday, December 25th
Monday, January 1st

 

We will be open regular hours on Friday,
December 22nd and December 29th.

 

We wish you and yours a safe and happy holiday!

 

 

INACTIVE ACCOUNT FEES

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. To avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity. 

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3-year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 5.24%
Signature Loans - As Low As 9.99%
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.50%
B Shares 0.50%
Christmas Club Accounts 0.50%
Share Draft Accounts 0.15%