News and Announcements

UNSECURED/PERSONAL LOAN PROMOTION


Looking for some extra cash??  Check out our u
nsecured/personal loan promotion with interest rates as low as 6.99% APR*.  Click here for details!!

 

*APR=Annual Percentage Rate.  Loan must be a minimum of $1,000 or greater in new money.  Loan refinances are not eligible for this promotion.  Rates are subject to change without notice.  All current qualifying lending criteria must be met.  Applicable loan interest rate is based on current credit score.  Promotion period is 2/7/19-03/30/19.  Application must be submitted to and received by TCSECU by 12:00NOON (CST) on 3/30/19 to be eligible for this loan promotion.

 

 

 

ACCOUNT STATEMENTS

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As of January 31st, our data processor will be printing/mailing the monthly and quarterly member statements.  The statement format may look a little different than the current statements.  The account number has been truncated (only the last 2 digits of account number show) for security purposes.  There is no checking account reconciliation section on the back of the statement.  The statements may arrive to the members a little later than previously since they're not mailed out locally.

Reminder - Share accounts A, B and H will only appear on the Quarterly statements (March, June, September and December) unless you have you have a electronic transaction (i.e. ACH deposits or withdrawals, Debit card transactions or Virtual Branch transactions) during the statement month.

When contacting the office regarding your account, please know your account number.  If you have any questions regarding the new statement, please contact our office at 309-347-6013.

 

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act  went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

INACTIVE ACCOUNT FEES

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. In order to avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity. 

 

 

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 2.90%
Signature Loans - As Low As 8.99% Rate
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.20%
B Shares 0.20%
Christmas Club Accounts 0.20%
Share Draft Accounts 0.10%