In oberservance of MEMORIAL DAY, TCSECU will be CLOSED on MONDAY, MAY 25TH.  

We will be open Saturday, May 23rd and Tuesday, May 26th 9:00-NOON.

Have a safe and happy holiday!!

COVID-19 ASSISTANCE LOAN

To help our members in need during the pandemic, we are offering a COVID-19 Assistance Loan promotion at up to $1,500. at 6.99% APR for a term of up to 18 months*.  This is a personal unsecured loan.  Your Credit Union account must be in good standing with no 30-day delinquencies or excessive overdrafts.

*DISCLOSURE:  APR=Annual Percentage Rate.  Loan Refinances are not eligible for this  promotion.  Rates are subject to change without notice.  Loan promotional period may end without notice.  Qualifying lending criteria must be met.  

As the US Treasury distributes Economic Impact Payments to the public through direct deposit or paper checks, fraudsters are scamming people and trying to gain information to get the funds for themselves.

TCSECU wants to remind members to be very cautious when receiving mail, e-mail or phone calls asking for personal and financial information.  Also be careful when clicking on links in e-mails or on social media platforms.  The link may contain viruses, malware or spyware.   

Another security issue most people don't think about is when you participate in social media quizzes that ask you to answer personal questions (i.e. your nickname, you first animal, your favorite color, your oldest sibling etc.).  You may be revealing answers to security questions that you have set up for various account Login IDs.  

The Internal Revenue Service has posted Coronavirus scam information on their website (www.IRS.gov).

Click here to view the IRS information.

Here are a few security tips from www.Fraud.org website:

•  Anyone who emails, texts, messages, or calls you claiming to be able to expedite your stimulus check is a scammer.
• Anyone who contacts you requesting sensitive information like PayPal account details, bank account information, or credit card numbers is trying to scam you.
• Your answers to the Census, and whether you’ve completed it, have no impact on your eligibility for a stimulus check.

       Robocalls-

1. If you receive a call from a number you don’t recognize, the safest course of action is simply to ignore the call.
2. If you answer a call and suspect it’s a robocall, simply hang up. Don’t press any of the numbers the message tells you to.
3. Never give any personal information, such as financial account number, Social Security number, full name, or mailing address to someone who contacts you via an unsolicited phone call or text message.
4. Do not click on any links sent to you via text message from someone you don’t know. They could lead you to malware or phishing websites.
5. If you’re being inundated by robocalls, your cellular provider may offer services that will increase the likelihood that the calls will be blocked.

If you have not yet received your direct deposit or paper check, you can check the status by using the Get My Payment tool on the IRS website (www.IRS.gov). 

STAY SAFE & HEALTHY!

TCSECU is thankful for our members.  Your financial well-being and security are very important us.  Our office remains OPEN (Drive Up window only) during our regular business hours for your transactions and phone calls.  You can also transact business using our online banking (Virtual Branch) and/or your TCSECU debit card.

As we experience COVID-19 together, we understand that many of you may be experiencing financial challenges or uncertainty.  To assist our members, we are offering a few solutions for your consideration: 

**  Loan extensions up to two months with no fee.  Interest will accrue at the normal Annual Percentage Rate.  Loan will pay off later than original term.  Loan must be in good standing to qualify and meet qualifying criteria.

**  Special personal unsecured loan promotion at 6.99% APR for $1,500 up to 18 months*.  Credit Union account must be in good standing with no 30-day delinquencies or excessive overdrafts.

We encourage you to contact us to discuss these available options.

Thank you for allowing TCSECU to serve your financial needs.

Stay safe and be healthy!

 *APR=Annual Percentage Rate. Loan refinances are not eligible for this promotion. Rate is subject to change without notice. Promotional period may end without notice.

LOOKING FOR A NEW/USED VEHICLE?

CHECK OUT OUR RATES!!!

TCSECU is offering a great rate on vehicles, AS LOW AS 2.25% APR for vehicle years 2015-2020 for a term up to 66 months to well qualified borrowers*.

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act  went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.

As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. In order to avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity.