News and Announcements

DRIVE UP LANE CLOSURE NOTICE

 

atm 

 

NOTICE

 


Tuesday, Feb. 25th & 
Wednesday, Feb. 26th -

Due to building maintenance and replacement/installation of the Members Choice CU’s ATM located on the side of our building, our drive-up window and night drop box will be inaccessible during office hours. 

Please come inside the building to transact your business on these days.  Our lobby will be OPEN Tu
esday 9AM - NOON and Wednesday 9AM-5PM.

 

 

We apologize for any inconvenience this may cause.

 

 

SOCIAL SECURITY SCAM

Information posted on the Pekin Police Department Facebook page on Friday, January 31, 2020:
 
 
The Social Security Administration has launched a new campaign to fight scammers. The Social Security scam is not new but is ongoing and they are warning people about the ongoing nationwide telephone impersonation scheme. Please read the notice below, sent out by the Social Security Administration.
 
 
 
scam
 
 
 

TURBO TAX DISCOUNTS

IT'S TAX TIME...

                                                                                                                                                                     Turbotax2

 

 

TCSECU wants to help our members file their taxes for less this year.  By going to the link below, you can get a discount on the cost of filing your taxes with Turbo Tax.  If the link doesn't work, copy and paste it into your internet address bar.

http://turbotax.intuit.com/affiliate/fiservmaster 

 

To deposit your tax refund in your TCSECU account, you will need the following information:

**  Our routing number is 271187574
**  Designate if the deposit will go into your TCSECU savings or checking account along with your account number. Remember, if refund is be deposited into your checking account, please use the account number printed on the bottom of your checks. 



                                           ****** IMPORTANT INFORMATION ******
Make sure that the refund is ONLY deposited into an account that the taxpayer is the primary or joint owner of.

 

Please be aware that deposits can only be accepted for a savings or checking account that has the tax payer's name as the primary member and/or joint member of an account.  

(Example: Primary member on an account is John Public and joint member is Jane Public.  Tax refund for Joe Public is sent to John Public's account to be deposited. The tax refund will be returned to the IRS since Joe Public is not on John Public's account.)

 

 

 

TAX FRAUD TIPS


Tax season is upon us which also means fraudsters 
will be working hard to find new ways to scam unsuspecting people. 

Fraudsters may use the following methods to gain personal information:

Robo calls saying that your Social Security number is going to be suspended or cancelled due to taxes owed.  This tricks people into calling the phone number provided.  

FYI—The Federal Trade Commission (FTC) says a person’s Social Security number will never get suspended.  Also, the Internal Revenue Service (IRS) only contacts taxpayers thru regular mail or in-person.

E-mails and persons claiming to be from the IRS reminding you to file your taxes or offering information about your refund.

The e-mails collect any information you input helping the fraudsters with identity theft. They can also infect your computer with malware which can allow for data stored on your computer to be stolen.  The person calling may ask you to verify or supply personal information which will help the fraudsters with identity theft.

Legitimate looking letters that claim to be from the Bureau of Tax Enforcement (may mention the IRS) ordering immediate payment.

FYI—There is no Bureau of Tax Enforcement.

Fraudsters that pose as tax preparers. 

They will charge you to prepare your tax paperwork but they don’t sign the return as the preparer.  Some fraudsters lie on the return to get you credits you haven’t qualified for or fill out paperwork in such a way that will get you in trouble.  Due to the fact that they didn’t sign the tax return as preparer, you will be responsible for any errors.  The fraudster will have your tax preparation fee and you will have to repay the money owed to the IRS and you may be subject to an audit.

  

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act  went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

INACTIVE ACCOUNT FEES

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. In order to avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity. 

 

 

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 2.90%
Signature Loans - As Low As 8.99% Rate
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.40%
B Shares 0.40%
Christmas Club Accounts 0.20%
Share Draft Accounts 0.10%