News and Announcements

MARTIN LUTHER KING DAY OFFICE CLOSING

 

In observance of Martin Luther King Day, our office will be CLOSED on Monday, January 21st.  We will be open on Tuesday, January 22nd 9AM-NOON.

 

                                                         mlk

                                                                        I HAVE A DREAM

 

 

 

VEHICLE LOAN RATES GOING UP

 

 

SUV

 

LOOKING FOR A NEW/USED VEHICLE?  NOW IS

THE TIME TO GET PRE-APPROVED TO LOCK IN THE
CURRENT 
NEW/USED INTEREST RATES. 

 

EFFECTIVE FEBRUARY 1, 2019 THE INTEREST
RATES 
WILL BE INCREASING.

 

PICK UP A LOAN APPLICATION  AT THE OFFICE
OR PRINT ONE OFF THE WEBSITE AND TURN
IT IN TO THE OFFICE ALONG WITH YOUR LAST 2 PAYSTUBS.

 

CONTACT OUR OFFICE FOR MORE DETAILS.

 

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act  went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

INACTIVE ACCOUNTS

A REMINDER...

Share ‘A’ savings accounts that have had no deposit, withdrawal, or transfer activity for 12 months will be considered Inactive Accounts.

A $6.00 quarterly inactive fee is accessed on these accounts.  In order to avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months from the date of your last transaction (rolling calendar, not calendar year).  The transaction can be as little as $1.00.

This fee will not be charged to those primary members under the age of 18 years old, members with a loan (on the same account number) or members with member-requested activity on the account within the last 12 months (on the same account number).

Note: Dividend postings or past inactive fee withdrawals are not considered activity.

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 2.75%
Signature Loans - As Low As 8.99% Rate
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.15%
B Shares 0.15%
Christmas Club Accounts 0.15%
Share Draft Accounts 0.10%