News and Announcements

MOBILE APP & REMOTE DEPOSIT AVAILABLE NOW

mobile app

To download our mobile app on an Android device, search Google Play and for Apple devices search the Apple App store. Search TCSECU and click on install. Once it is installed, click on the icon and enter the same Logon ID (if your Logon ID is your account number, you must enter 6 digits beginning with preceding zeroes before your account number) and the password you use for Virtual Branch. You must be enrolled in Virtual Branch before you can use the TCSECU App. Visit our website www.tcsecu.com for a short instructional video on the different features it offers. You are also able to set up Alerts to appear on your phone through Virtual Branch.

 

 

remote deposit

Simply log into your TCSECU App with your Logon ID and password.  For detailed instructions, please refer to our website Home page, www.tcsecu.com and click on the Mobile Banking picture in the moving banner at the top of the screen.  When you click on the Mobile Banking picture, it will take you to an instructional video.  The video will give you an overview of the Mobile App.  On the left side of the screen is a list of videos with information on different aspects of Mobile Banking.  If you are familiar with the log on process but need information on how to deposit checks remotely, click on the Deposit a Check link on the left side of the screen. NOTE: MOBILE DEPOSITS CAN TAKE UP TO TWO BUSINESS DAYS TO POST TO YOUR ACCOUNT.

TIPS FOR DEPOSITING CHECKS:

1.  Endorse the backside of your check(s) by printing the words "For Mobile Deposit TCSECU" and signing your name underneath your printed words. 

2.  If you have several checks to deposit, you will need to take pictures of each check individually and enter the amount for each check individually. 

3.  Take a picture of the check in a well-lit area with the check laying on a hard surface that is darker than the check for good contrast.  Make sure the picture of the check is clear, in focus and that all four corners are in the picture.

4.  You can deposit a check with an amount up to $750 with a total daily limit of deposits up to $1,200.
Third party checks are not accepted.

 

VISA CARD PROMOTION

 

2020 VISA FALL SPECIAL

Accounts opened between 10/1/2020 and 11/30/2020 will receive 1.99% introductory APR* on retail purchases and balance transfers for 6 months from open date.  After promotional time frame expires, remaining balance will migrate to standard APR applicable on your account.  Please call 1-888-415-6154 or visit https://mycucard.com for complete details.  *APR = Annual Percentage Rate

 

2020-2021 DINING TOUR BOOKS AVAILABLE NOW!!

 

DINING TOUR

 

DINING TOUR BOOKS NOW AVAILABLE!!

 

In today's world, most people are looking for ways to save money.

The Dining Tour books are a great way to stretch your dollars.  
Each book has over 300 buy one - get one FREE coupons for over 
120 Peoria area restaurants.  Savings on meals by the 3rd use of 
a coupon usually pays for the cost of the book.

These make great birthday, graduation or wedding/anniversary gifts!!! 


Click here for a list of the 2020-2021 restaurants.

 

Cost per book is $30.  Limited supply.  
Get your book before they are gone!!

 

 

IMPORTANT DEBIT CARD INFORMATION

 

card

 

Debit Card facts:

** Daily limits: $1,000 daily (rolling 24 hr period) on Point Of Sale (POS)
                          purchases

                          $500 daily limit on ATM withdrawals

 

For your protection if you need to have your POS limit raised temporarily, you will be required to sign a form at our office before we can raise the limit.  By requesting an increase in your limit, there is a greater possibility of fraud on your debit card, which you may be responsible for.

** PLEASE BE AWARE:  When making reservations for hotels, tickets (airline, events etc) it is BEST to use a credit card.  When you use a debit card, a monetary pledge will be placed on your card for whatever amount the hotel/event sends thru.  The pledge may stay on your account for several days and will subtract from your daily limit of funds that are available for you to use until the pledge is released.  Credit cards usually have a higher line of credit than the limit on a debit card and if fraud happens it is easier to remedy.

 

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act  went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

INACTIVE ACCOUNT FEES

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. In order to avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity. 

 

 

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 1.99%
Signature Loans - As Low As 8.99%
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.15%
B Shares 0.15%
Christmas Club Accounts 0.15%
Share Draft Accounts 0.10%