News and Announcements

VIRTUAL BRANCH MAINTENANCE

MAINTENANCE

 

VIRTUAL BRANCH will be unavailable Saturday, April 17th @ Midnight
until Sunday, April 18th around 2AM for system maintenance.

We apologize for the inconvenience.

 

 

TCSECU Mobile APP

 

 

TRY OUR CONVENIENT OUR MOBILE BANKING APP

 

To download our mobile app on an Android device, search Google Store Play and for Apple devices search the Apple App store. Search TCSECU and click on install. Once it is installed, click on the icon and enter the same Logon ID (if your Logon ID is your account number, you must enter 6 digits beginning with preceding zeroes before your account number) and the password you use for Virtual Branch. You must be enrolled in Virtual Branch before you can use the TCSECU App. You are also able to set up Alerts to appear on your phone through Virtual Branch.

 

mobile app

 

Simply log into your TCSECU APP with your Virtual Branch (online) Logon ID and password.  To make a deposit thru the APP, you will need to click on the DEPOSIT tab at the top of the screen.  You will select the account/suffix you want the funds deposited to.  Enter the check amount.  Note: if you are depositing more than one check, you will need to go thru the process for each check separately.  Endorse the check by writing FOR MOBILE DEPOSIT TCSECU then sign your name underneath the words.  Once you have entered the account and check amount, you will take a photo of the front and back of the check.

  TIPS FOR DEPOSITING CHECKS:
   *  Endorse the backside of your check(s) by printing the words “For Mobile Deposit TCSECU” and signing  your name
      underneath your print words.
  *  If you have several checks to deposit, you will need to take a picture with your phone of each check individually
      and 
enter the amount for each check individually.
  *  Take a picture of the check in a well-lit area with the check laying on a hard surface that is darker than the check
      for 
good contrast.  Make sure the picture of the check is clear, in focus and that all four corners of the check are
      in the 
picture.
  *  You can deposit checks with an amount up to $750 with a total daily limit of deposits up to $1,200.   
  *  Third party checks are not accepted.  These are checks made payable to someone else who has signed the check
      over to you and you deposit the check into your account.
  *  Make sure the checks are not STALE DATED.  For example, if wording on the check says the check is void after 90
      days,
 the check is stale dated (not accepted by the issuing bank) after 90 days of the issue date on the check.     
      Since there is 
a delay between the time the check is remotely deposited and the date it is ran thru the bank it was
      drawn on, you
 should not remotely deposit checks that are within 5 days of the void date.  If you find yourself with
      a stale dated check,
 you will need to contact the person/business who issued the check to get a replacement
      check.  

 

The Mobile APP will also provide you with information on account balances, transaction history and allow you to transfer funds between your own accounts.

Download our MOBILE APP today!!

 

 

FETCH A FRIEND!!

 

 

fetch friend 2

 

 

Are your friends looking for a loyal financial partner?  Lead them to TCSECU.  Not only will we treat your pack to superior banking, but we’ll also unleash a $25.00 reward for you and your referred friends*.  Simply send your friends over to the Credit Union to open an account and tell them to mention your name.  For a limited time only.

 

*For a limited time only.  Both existing member and referred member will receive $25 when the referred member opens an account and makes an initial deposit of $25. Referred member must keep their new account open for at least 90 days. If closed before the 90 days, then the $25 incentive will be forfeited.  To avoid an inactivity fee of $6 per quarter there must be activity in the account each year (rolling calendar).  Offer extends to immediate family of existing members, school employees of Tazewell and Peoria counties, ICC students and faculty, PCHS and all eligible membership fields.  Please click on the MEMBERSHIP tab at the top of this page for other possible areas of membership.

 

 

FRESH START VISA CARD BALANCE TRANSFER PROMOTION

 

 

fresh start

 

Do you have balances on high interest credit cards? 
Do you have a VISA Card thru TCSECU? 
If so, you may take advantage of this VISA Transfer Balance Promotion. 

If you do not have a VISA Card thru TCSECU,
apply online at https://mycucard.com today.

 

 

VISA Balance Transfer Promotion Details:

Balance transfers completed 2/1/2021 through 04/30/2021 will receive 2.99% APR* for 12 months from the posting date of the balance transfer.  After the promotional time frame expires, remaining balances will migrate to the standard APR applicable on your account.  No balance transfer fee.  Please call 1-888-415-6154 or visit https://mycucard.com for complete details.  *APR+AnnualPercentage Rate.  Promotion available to both new and existing accounts.

 

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3-year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

INACTIVE ACCOUNT FEES

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. To avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity. 

 

 

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 1.99%
Signature Loans - As Low As 8.99%
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.12%
B Shares 0.12%
Christmas Club Accounts 0.12%
Share Draft Accounts 0.10%