News and Announcements

27-MONTH CERTIFICATE OF DEPOSIT

 

CD promo

 

 We are offering a special 

27-MONTH CERTIFICATE OF DEPOSIT
at 2.20% APR* for a limited time. 
Minimum balance of $500 required. 

 

*APR = Annual Percentage Rate.  APR = Annual Percentage Yield.  Rate good on 27-Month CD only. Requires a $500 minimum balance.  Early withdrawal penalties may apply and may reduce earnings.  Rate may change without notice.

 

 

ILLINOIS UNCLAIMED PROPERTY LAW HAS CHANGED

NOTICE TO CREDIT UNION MEMBERS REGARDING UNCLAIMED PROPERTY

The State of Illinois has enacted a new law governing unclaimed property held in the State.  The Revised Uniform Unclaimed Property Act  went into effect on January 1, 2018.  Under this Act, the presumptive period of abandonment for deposit accounts changed from 5 years to 3 years.


As a result, accounts without any owner activity for a 3 year period will be turned over to the Illinois State Treasurer’s Office, upon completion of the owner notification procedure and subject to the criteria set forth in the Act.

 

INACTIVE ACCOUNT FEES

Share ‘A’ savings accounts that have had no deposit, withdrawal or transfer activity for 12 months will be considered an Inactive Account. A $6.00 quarterly inactive fee will be accessed on these accounts. In order to avoid a quarterly fee, you must make a deposit, withdrawal or transfer on the account once every 12 months (on a rolling calendar, not calendar year). The transaction can be as little as $1.00. Dividends and Inactivity fees do not count as activity. 

 

 

Current Rates

Loan Rates

Account TypeRate
Auto Loans - As Low As 2.90%
Signature Loans - As Low As 8.99% Rate
Share/Certificate Secured Loans Call for Rates

Savings Rates

Account TypeRate
Regular Shares 0.20%
B Shares 0.20%
Christmas Club Accounts 0.20%
Share Draft Accounts 0.10%